Why Kos

A finance employee, not another finance tool.

Kos checks every bill against what was agreed, the same day it lands. You onboard it like a new hire, and it works from your email, Slack and calls like anyone on your team.

Kos reads all 812 pages of Ridge Electric’s pay app #14, ties out the distribution and generator lines, and flags switchgear billed ahead of the work, Hollis Supply’s missing lien waiver and retainage held at 2.5% where the contract keeps 5%. It recommends $754,300 of the $1,374,750 requested, drafted in NetSuite for your approval.

Procure-to-pay: Calder Power emails a milestone invoice to the AP inbox. Kos enters it as a bill in your ERP, matches it to PO-4512 and the signed factory test report, codes it, flags $4,860 of freight that isn’t on the PO, and saves the bill at $486,000, pending your approval.

Maya invites Kos to a video call and walks it through a bill on screen share, Kos asks who to tell when a bill doesn’t match the PO, then replays the workflow on a new bill in the ERP sandbox while she watches: it finds the prepayment already went out, tells the requester on Teams, and leaves the bill pending your approval.

What Kos Believes

Every dollar you pay out should be checked against what was agreed, before it’s paid, not found after.

That means the contract, the PO and the receipt, read line by line on every bill. Until now only people could do that work, and there aren’t enough of them.

So Kos was built to be the hire you can’t find: a finance employee who reads every page, works where your team already works, and leaves every call to you.

Why Now

The buildout won’t wait for your next hire.

America is in an industrial revival, and every dollar of it runs through a finance team.

Hyperscalers will spend $700B+ on capex this year.

Almost five times what they spent in 2023. Every dollar of it arrives as a bill your team has to check before the money goes out.

Platformonomics, July 2026 (opens in a new tab)

4.7×

hyperscaler capex, 2026 against 2023

Amazon, Microsoft, Alphabet and Meta, finance leases included. 2026 is company guidance as of July 2026.

Factory construction has doubled since 2020.

US manufacturers are building at $171B a year. Every machine they order becomes a deposit, a payment at acceptance and a delivery months later that finance has to reconcile.

US Census Bureau, Aug 2026 (opens in a new tab)

2.3×

factory construction, August 2026 against 2020

US manufacturing construction spending, seasonally adjusted annual rate, each December. August 2026 is preliminary.

The US outspends the next six countries on defense.

That money becomes new plants, new subsidiaries and hundreds of bills a day, often on an ERP that’s less than a year old.

SIPRI, April 2026 (opens in a new tab)

$954B

US defense spending in 2025, about 2.8% of GDP

Military spending in 2025 (SIPRI). 2.8% of GDP is CBO’s 2026 projection, via the Peter G. Peterson Foundation.

There are 10% fewer accountants than in 2019.

Every one of those commitments runs through a finance team that’s smaller than before the buildout began, and throwing more heads at it doesn’t work.

US Bureau of Labor Statistics, 2025 (opens in a new tab)

−10%

accountants and auditors at work, 2025 against 2019

Accountants and auditors employed in the US, annual averages. 2025 averages 11 months; years before 2020 are not strictly comparable.

What CFOs Told Us

The money goes out. Nobody had time to check it.

Every bill is supposed to be checked against what was agreed. At today’s volume, most of it isn’t, and finance leaders know it.

  • You’re getting fleeced

    Contractors and suppliers slip line items past you: a forklift for the GC, labor billed at eight hours a day. A $5M line hides in a $10B program.

    Felt most by the CFO

  • You press send and hope

    The deadline doesn’t move and a contractor is threatening to walk, so you sign off on what you couldn’t check.

    Felt most by the pay-app lead

  • You can’t hire your way out

    Experienced finance people are scarce and slow to hire. Consultants bill by the hour, and the next site still needs another desk.

What Kos Does

Three jobs your team does by hand today.

Kos checks each one against what was agreed: the contract, the PO, the receipt. Nothing posts until your team approves it.

  1. Billing review

    Kos reads every page of every bill, from pay apps to progress invoices, checks each line against the contract and prior bills, and cites the page and clause on every flag.

    Learn more: Billing review
  2. Procure-to-pay

    Kos enters bills in your ERP, works three-way-match exceptions and codes against vendor history. At Saronic that takes 3 minutes a bill, across 4,000+ bills a month.

    Learn more: Procure-to-pay
  3. Teach Kos

    Show Kos a workflow once on a screenshare, and it runs it that way every time, on every site.

    • Draw requests
    • Month-end close
    • Utility bills
    Learn more: Teach Kos

How You Hire Kos

Onboarded like a new hire, not rolled out like software.

Give Kos the access your team already has, and its first review comes back the same day.

  1. The same access as your team

    Kos gets its own login to the shared drive and the software your team already uses, like NetSuite. There’s no implementation project and nothing to migrate.

  2. Its first review, the same day

    Forward Kos a bill the day it starts, and the review comes back that day, every flag cited to page and clause and waiting for your approval.

  3. Teach it as you go

    Show it a new workflow on a screenshare whenever you need one. It asks questions, each answer becomes a rule, and nothing posts until your team approves it.

Hired, Not Implemented

Kos works like a colleague, in the software you already own.

No migration and no new app for your team to learn. Kos signs in with its own login and only the access you grant.

Kos works in the software you already own.

It gets its own login and license seats in Excel, Word, SharePoint, Google Drive, and NetSuite. No migrations, and no new app for your team to learn.

Kos has its own identity and a full audit log.

Role-based access tied to its identity, every action it takes logged, and you own your data.

  • SOC 2 Type I
  • SOC 2 Type II

Your controls, on every site.

Teach Kos your gold-standard controls once, over screenshare. It asks questions, replays the work on a new task, then runs it the same way on every site.

What It Means

What changes when Kos joins the team.

  • Same-day reviews, partners paid on time

    Bills come back reviewed the day they land, so contractors and suppliers get paid sooner.

  • The same checks on every site

    Bill nine and bill three hundred get the same full read on every site, without adding headcount.

  • Findings anyone can follow

    Every finding cites its page and clause, so your team, your auditors and your lenders can check it.

  • Sharper cash forecasts

    Line-level reviews feed sharper 6- and 12-month cash forecasts.

  • $100M+1

    Spend you can negotiate

    Negotiable opportunity surfaced on one developer’s program.

    1 Hyperscale data center developer, 2026.

Who It’s For

Built for the whole finance team.

The CFO signs off, the controller champions it, and the people closest to the bills work with Kos every day.

  • The CFO

    Capital goes out on budget and every deadline is met. Ask Kos at 11pm where you stand against budget, and get the number with the page behind it.

    Signs off

  • The controller

    Bills post right the first time and the backlog clears without new hires. Kos works across sites and entities and drafts every bill for approval.

    Champions it

  • AP and project accounting

    No more reading every page line by line, chasing backup or working match exceptions by hand. Kos does the reading, and they make the call.

    Works with Kos every day

You Stay in Control

Kos does the reading. You make the call.

  • A human approves before anything posts.
  • Every flag shows its page and clause, so your team can check any finding.
  • Kos flags the dollars. Recovering them is your call.
  • Kos has its own identity, only the access you give it, and a full audit log. Your data stays in your systems.

Instead Of

More headcount, more tools, or one hire.

What finance teams reach for today, next to a colleague who reads every page.

Kos compared with more headcount, consultancies, software, and frontier LLMs like Claude and ChatGPT
Compared onMore headcountConsultanciesSoftwareFrontier LLMsKos
Time per reviewDays of analyst time3+ day turnaroundDepends on setupHours of prompting and checkingSame day
What you pay forSalaries and turnover, desk by deskEvery hour billedLicenses, then the rolloutYour team’s time checking itOne hire, on every site
What gets readA sampleA sampleWhat you ask aboutWhat you uploadEvery page
Where the work landsSpreadsheets and emailA PDF reportAnother appA chat replyYour Excel, inbox and ERP
How you work with itHire, train, retainEngage, wait, pay by the hourLearn, integrate, roll outPrompt, check, repeatEmail, Slack, a call
What it takes to startMonths of hiringA statement of workAn implementationYour own prompts and checksForward one bill
review, down from 7–10 days
Same day1
per bill, down from 10 by hand
3 min1
of AP capacity returned
~4 FTEs1

1 Same day: hyperscale data center developer, 2026. 3 minutes a bill and about four FTEs.

Questions, answered.

Automation software runs the rules you set up and stops at the exceptions. Kos reads the whole bill and the documents behind it, works the exceptions the way an accountant would, and asks when it isn’t sure. There’s no app for your team to learn.

No. Kos takes the reading, matching and backup-chasing off their plate. Your team approves what goes out and makes every call.

Nothing posts until someone on your team approves it. When Kos is unsure, it asks instead of guessing.

An analyst takes months to find and covers a few sites. Kos covers every site from the day it starts, to the same standard.

No. Kos flags the dollars and shows the page and clause behind each one. Recovering them is your call.

The same day. Give Kos access to the same shared drive and software your team uses, like NetSuite, and forward it a bill. There’s no implementation project or pilot phase to wait through.

Kos works inside your systems under its own identity, with only the access you grant, and every action is logged.

Make Kos your last finance hire.

No new software to learn. Email Kos the work and watch it run.